Insurance News

Many large corporations have employees whose specific job is to guarantee that the company is adequately insured against major risks, losses and lawsuits. Small business owners do not have the luxury or the cash flow to do the same. That is why it is important to have an independent insurance agency like Berkely Brokerage Corp. working with you to put the proper insurance policies in place to protect your business ag

If your computers are stolen during a burglary or destroyed due to a flood or fire, your standard property and casualty policies will cover the loss.  What happens, however, if your data is lost due to a website shut down, or worse, stolen by hackers?  Would your business survive the loss of income if you cannot take orders while your website is disabled?   There is also a good likelihood that you may lose clients if

My previous blog listed steps you need to take to prepare for the next big storm. Unfortunately, despite all of our best efforts, damages do occur. The following are a list of safety tips to insure your safety while inspecting for damages and cleaning up. 1. Before entering your home or business, check for structural damage. See that the supports for the roof and porch are in place. If the door sticks at the top, it

“You can’t fight Mother Nature” is an old saying that is unfortunately very true. There is nothing any of us can do to stop her wrath and any storms she may throw our way this year. What we can do, however, is to learn from our experiences with Sandy and Irene and be prepared. There are many steps that can be taken to minimize the damages that are caused by the winds and rain of these tropical storms. – Inspect

If you are a business owner, you understand the need to be insured against property and liability losses. So, if there is a fire at your warehouse any damages to your building and equipment will be covered. If a client sues you, the cost of any judgments against you and legal fees will not come out of your pocket and cause major financial harm. What you may also need is business interruption insurance. Consider the f

Hurricane season on the Atlantic coast started June 1. The last two hurricane seasons have not been kind to the tri-state area. Many residents along the coasts of Long Island, Brooklyn and New Jersey are still working to recover from the devastation caused by Superstorm Sandy. The damage caused to so many homes is a national disaster. While we cannot undo the past, we can certainly learn from it. We now know the step

Your house is very likely your most valuable asset.  It is your home that holds many memories of holidays, birthdays, anniversaries and time spent watching your family grow.  It is important to be properly insured, so that in the event of a fire, burglary, flood or other mishap, your losses will be covered. The following is a list of important steps you can take to guard against a fire in your home and protect your f

While running your own business has many advantages and rewards, every business owner knows that there are often not enough hours in the day to get everything done. Customers must be sought and retained, orders must be filled and delivered and employees need to be hired and trained. This is only a small portion of what needs to be taken care of. Business owners understand that they need to be insured properly to prev

The question most asked by our clients is how to reduce their premiums.  In the case of automobile insurance, there are several ways to accomplish this such as: –          Increasing deductibles –          Combining homeowners and auto insurance into a package policy –          Reducing the coverage on older cars –          Maintaining  a good credit score –          DRIVING SAFELY The o