Insurance News

The Fourth of July and spectacular fireworks displays go hand-in-hand. From 1776 until the present day, July 4th has been celebrated as the birth of American independence, with typical festivities ranging from fireworks, parades and concerts to more casual family gatherings and barbecues. Fireworks are beautiful, but they’re also dangerous. Homeowners’s coverage Will your home insurance cover fireworks in

The Travelers Cos. recently released its “Injury Impact Report,” which identifies the most common causes of workplace accidents and injuries. The New York City-based insurance giant analyzed more than 1.5 million workers compensation claims filed between 2010 and 2014 from a variety of business sizes and industries and found the top five most common workplace accidents and the top injuries resulting from

Criminals don’t take a summer break Summertime is peak season for household property crimes, according to the U.S. Department of Justice. Open windows and open garages along with extended absences from your home for travel and outdoor activities, demand extra vigilance.  The average homeowner’s losses for theft from 2010-2014 was $3,786. TO KEEP YOUR HOME SAFE: 1. Don’t post your travel plans on social me

Driving requires your full attention.  Although most distractions are avoidable, some distractions are impossible to completely prevent – instead they must be managed.  You can take charge of eliminating distractions to focus on the road ahead.  The following are tips from AAA. 10. Fully focus on driving. Do not let anything divert your attention, actively scan the road, use your mirrors and watch out for pedestrians

Of the many threats that keep risk managers and the insurers who help them awake at night, cyber attacks and data breaches are an ever growing concern. This is for a good reason according to recent study citing that the per-record cost of a data breach reached $154 in 2015, up 12% from $145 the year prior. Additionally, the average total cost of a single data breach rose 23% to $3.79 million. Most risk managers under

  As seen in Car & Travel, March 2016  If you want cheaper auto insurance, the best thing you can do is drive responsibly.  But if you’re a safe driver, and you want even greater savings, here are 9 ways to save on your auto insurance costs. 1. Take a Defensive Driver Class Sharpen your driving skills with a six-hour Defensive Driver Class. Those who complete the course can save up to 10 percent on collision

After record warmth in January for most parts of the country, the Northeast and Midatlantic states are facing record cold, possibly life-threatening, temperatures this weekend — just in time for Valentine’s Day and the Presidents’ Day holiday on Monday.  A bitterly cold airmass will settle over much of the central and eastern U.S over the next several days. Well below normal temperatures and cold wind chills will be

It makes sense to prepare a cyber strategy for your business before an incident occurs. Here are some of the steps in developing such a strategy: Identify assets. What constitutes a critical asset will often vary from company to company. For example, retail operations, health care facilities, accountants and lawyers might consider their customer data to be a critical asset. Manufacturing, energy and telecommunication

We have been spared so far this winter, but it looks like there may be a winter storm heading our way this coming weekend.  The following are some tips to prepare your home and family for weather emergencies that will help to keep your home and family safe and sound. Keeping up with routine maintenance on your home is critical to prepare for extreme weather events. Snow can get very heavy and create a lot of pressure